COMMERICAL & SME FINANCE
In today’s challenging commercial finance and banking environment, the need for experienced and qualified professionals to provide clients and businesses with sound credit and debt strategies is vital. We have the ability to help navigate and assist with the right financial solutions to suit their individual needs.
It is with securing new lending sources, strong partnerships with key stakeholders of banks and financial institutions, trusted and proven long standing relationships with private funders, high net worth individuals and families we are able to offer innovative finance products and solutions to our clients.
Empire Finance Partners wealth of experience is the foundation to deliver sound and positive outcomes to its clients.
Whether you are a property owner/investor or operate a business, our aim and commitment is to provide you with the optimum and most competitive funding structure that best suits your investment or business needs.
From major and second tier bank funding, specialised financial institutions to private lenders, the appropriate finance solution can be arranged.
We can arrange all types of commercial products, such as;
* Term loans
* Commercial bill facilities
* SME business finance
* Invoice and debtor finance
* Business line of credit
* Overdrafts
* Peer-to-peer/private lending
Empire Finance Partner’s commitment is to deliver a transparent and excellent personal service to all its valued clients.
CONSTRUCTION & DEVELOPMENT FINANCE
With our experience and knowledge backed by a strong network, we can deliver on all your construction finance requirements. Securing effective and competitive solutions for all types of property development projects is our focus.
From first-time developers to experienced large scale operations, our services are available to all projects throughout Australia.
We have development lending solutions for residential, commercial or industrial projects including;
* Senior (Institutional, major & second Tier Bank construction finance as well as mortgage funds and private lender finance with NO or minimal pre-sale requirements)
* Stretch senior (where you can achieve a higher LVR than traditionally available from mainstream lenders)
* Mezzanine (additional financing that will bridge the gap between development equity and the senior lenders loan amount. Offering a viable solution in the form of a second mortgage with a fixed return on investment)
* Preferred equity (guidance in securing a direct holding of an equity interest in the property-owning entity)
* Joint venture funding (assisting you to reach a large network of property developers and investors to find the right equity partner for your project).
We work closely together with our clients, their appointed consultants and the chosen lender from start to finish to ensure all terms are met and the construction funding follows a smooth and seamless process to completion for all parties involved.
Empire Finance Partners are here to guide you through the many complexities of construction and property development finance.
RESIDENTIAL & INVESTMENT FINANCE
For clients looking to purchase, refinance or build residential properties to live in or hold as an investment, the need to seek and obtain reliable and informed credit advice is critical.
The right information can secure and safeguard what will be one of the most important financial decisions you may undertake.
Through our strong partnerships and close associations, we provide the guidance and solutions to achieve your financial goals.
For commercial and business clients, the need to review and structure existing and proposed home loan and property investment facilities in accordance with, and in parallel to, your business goals and objectives will mitigate financial risk and help clients sleep at night.
The old adage “you shouldn’t keep all your eggs in one basket”, is as relevant for your debt facilities as it is for your assets.
Empire Finance Partners will help client’s cut through the “fine print”, look deeper at all the relevant available funding options and find the right solution that best meets customer’s individual needs.
ASSET, PLANT & EQUIPMENT FINANCE
We want to make asset, plant and equipment finance as easy as possible.
Empire Finance Partners are dedicated to delivering positive outcomes and taking the time to fully understand our client’s needs.
As asset finance experts we take care of the entire process from the initial contact through to making sure that your new equipment is delivered and earning income right from the start.
We are committed to delivering what our clients want, when and how they want it. Our service includes finance for;
* Motor vehicles, equipment, construction, manufacturing and industrial equipment
* Earthmoving equipment
* Trucks and trailers
* Boats, caravans, aircraft and other lifestyle goods
* Office fit-outs and furniture
Trust Empire Finance Partners to look after all your Asset Finance requirements.
Remember, it is always good to get a second quote to ensure you are getting the best deal.
SMSF LENDING
In this current economic climate Self-Managed Superannuation Funds (SMSF) are becoming a more preferred and recommended structure by financial advisors and professionals to assist clients to control and manage their financial future.
Such investment choices are more sophisticated strategies and require specialist lending expertise due to the stricter regulatory regimes for Superannuation & SMSF.
Clients can choose residential or commercial investment properties to be included in their SMSF portfolio and business owners can invest, via a SMSF structure, in the owner-occupied commercial premises, rather than paying rent to a third party.
Empire Finance Partners and our associates have the experience to lead our clients through the maze and complexities of SMSF Lending. We work closely with the client’s Accountant and Financial Planner/Advisor to deliver personalised service and exceptional outcomes.
INSURANCE
Insurance is an important risk management tool that can protect you, your family and your business from financial hardship caused by unplanned events. We partner with the most experienced insurance advisors who are able to assist you to structure a risk management strategy.
With an extensive range of risk solutions available, it is important to feel comfort in the knowledge that our team are not only experienced in providing risk management solutions, but have the required qualifications and accreditation to provide professional and affordable advice.
One of the most critical components of comprehensive financial planning is protecting your personal and financial wellbeing from unforeseen illness, injury, permanent incapacity, traumatic illness or death.
Business insurance provides cover for unexpected events that affect your business’s contents, stock, and other assets. Insurance proceeds can be used to replace any lost revenue, repay debt, cover additional expenses or inject required capital into the business.
Our knowledgeable Empire Finance Partners Insurance Advisors will help clients find the most appropriate insurance cover for their own individual circumstances.
DEBT ADVISORY &
RESTRUCTURING
To maintain and keep a viable, successful business at the forefront of its relevant industry, our client’s benefit from our debt advisory services. This service is conducted by an independent and trusted advisor, reviewing their banking and overall debt facilities on a regular basis.
We are able to keep our clients up-to-date with the latest and ever-changing lender appetite and finance trends.
With lending guidelines and policies continually reviewed and changing, along with new and innovative banks, financiers, fintech disruptors entering into the market, Empire Finance Partners are well placed to provide our clients with the most current and up-to-date knowledge, enabling them to make informed decisions for their businesses and their future.
We work closely with our client’s other consultants and advisors, being Accountant, Financial Planner and Solicitor to ensure the client is being provided with the optimum and most current professional advice.
Our clients can engage Empire Finance Partners on their behalf to resolve any issues and negotiate a better finance solution with their current financiers, to provide an objective, arm’s length and impartial discussion for the sole benefit of the customer.
Empire Finance Partners offers its clients the comfort and expertise to review and deliver debt solutions, whilst allowing the client to continue to do what they know and do best, focusing on the success and growth of their business.
ACCOUNTING SERVICES
Our experienced partners will work with you and provide ongoing help and support with regards to financial, tax and compliance matters to ensure you realise your financial goals.
Financial statements and tax returns are an essential part of your business and the Empire Finance Partners team of professional accounting and tax experts take care in ensuring the accuracy and quality of all your account needs.
The full range of services including;
* Preparation and lodgement of tax returns for all types of entities including individual, companies, partnership, trusts and superannuation funds (SMSF)
* Business Activity Statements (BAS)
* Management of any ATO audits or disputes
* Tax planning
* Corporate compliance
* Development and implementation of accounting systems
* Bookkeeping
* Management consulting and reporting
* Specialist advice on GST, capital gains tax, superannuation fund tax planning and fringe benefits tax
Empire Finance Partners accounting professionals are here to look after you and provide the highest quality service and advice.
FINANCIAL PLANNING
Managing your wealth well is of paramount importance. Our Financial Planning partners are professional finance experts that are dedicated to managing your wealth creation needs, both now and into the future.
Providing the best possible wealth management services is the sole focus of our highly-experienced professional advisors.
The Empire Finance Partners Finance Planning partners provide an integrated wealth management service for all corporates, individuals and families and will tailor solutions to your individual needs.
Key services include;
* Strategic wealth creation advice and management planning
* Tailored investment management
* Advice for retirement and beyond